November 22, 2005

SmartChoice Introduces New Commission and Bonus Schedule for 2006 Medicare Plans | Health Net President Steve Nelson Appointed to CBIA Board of Directors |
Health Net's New Medicare Programs Are Now On-line

SmartChoice Introduces New Commission and Bonus Schedule for 2006 Medicare Plans

Medicare Made Simple
Health Net offers a variety of Medicare plans designed for the specific needs of its members. Our vast network of physicians, hospitals, pharmacies and medical professionals has been built with our members' needs in mind. Our 2006 plans are designed to be easy to use and to meet as many situations as possible:

•  Our new prescription drug plan for Medicare offers coverage for many commonly prescribed, brand name drugs.
•  We've made it simpler for members to understand both their benefits and their costs through color-coded plan names and fixed copayments for many common services.
•  Health Net also offers Decision PowerSM which gives our members 24 hours a day, 7 day a week access to Health Coaches.
•  In Connecticut, we are the only statewide Medicare Advantage plan offering Medicare beneficiaries a choice of five SmartChoice Medicare Advantage plans with monthly premiums ranging from $0 to $119. Drug coverage is included in four of five of these plans.
•  In New York, we offer four plans with a premium ranging from $0-$30 for our medical and prescription drug (MAPD) plans.

SmartChoice Commission and Bonus Schedule
Effective December 1, 2005 Health Net will offer a new commission and bonus schedule for its 2006 SmartChoice Medicare Advantage plans. SmartChoice products are available in Fairfield, Hartford, Litchfield, Middlesex, New Haven, New London, Tolland, and Windham Counties in Connecticut; and Bronx, Kings, Queens and Richmond counties in New York.

•  Earn $350 per new member first year in an employer group, plus $50 renewal or $13 per member, per month.
•  Earn up to $200 per sold individual member with an additional $3500 in bonuses.

Click here to download the SmartChoice Broker Commission and Bonus Schedule.

For more information regarding the SmartChoice commission and bonus schedule, please contact the following individuals:

CT SmartChoice Employer GroupKim McGuire, 1-800-848-4747 Ext 8738
CT SmartChoice IndividualJoan Sagalski, 1-800-848-4747 Ext 8280
NY SmartChoice Employer Group & IndividualStephanie Seifert, 1-800-848-4747 Ext 4546

General Agents are welcome to contact Kim McGuire or Stephanie Seifert in CT and NY respectively for information regarding Health Net General Agent Commission Schedules.

Learn more about Health Net's Medicare Plans at www.abetterdecision.com.


Health Net President Steve Nelson Appointed to CBIA Board of Directors
Click here for the full article

Health Net's New Medicare Programs Are Now On-line
Click here for the full article

For Brokers and Consultants only: The purpose of this newsletter is to provide information about industry trends and Health Net news of general interest to our general agents and brokers. Information about products, offerings, service, or benefits is illustrative and general in description, and is not intended to be relied on as complete information. Please contact your Health Net sales representative for more detail about specific products or services. While every attempt is made to ensure the accuracy of the information provided, Health Net does not warranty the accuracy of the information.